After 10 years,
Buying is Better
by ₹1.22 Cr
Buying (net of appreciation)₹69.12 L
Monthly EMI₹55,541/mo
Future Property Value₹1.57 Cr
Total Renting Cost₹53.21 L
Total Rent Paid₹37.73 L
Down Payment Opp. Cost₹15.47 L
Break-even point: Year 1 — buying becomes financially better after this.