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Rent vs Buy Calculator

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Rent vs Buy Calculator

Buying Details
₹80.00 L
20%
10%= ₹16.00 L
8.5%
7%
Renting Details
₹25,000
5%
10 yrs

After 10 years,

Buying is Better

by ₹1.22 Cr

Buying (net of appreciation)₹69.12 L
Monthly EMI₹55,541/mo
Future Property Value₹1.57 Cr
Total Renting Cost₹53.21 L
Total Rent Paid₹37.73 L
Down Payment Opp. Cost₹15.47 L

Break-even point: Year 1 — buying becomes financially better after this.

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